BOOST YOUR REAL ESTATE KNOWLEDGE
Join me for FREE interactive weekly webinars (Every Tuesday and Thursday at 5:30PM) especially designed for first-time buyers. Learn about DC Opens Doors and other down payment assistant programs available to you in the DMV.
Zero down payment purchase financing in Washington DC that most people qualify for. And it’s easy!
New income cap for 2026: $275,400 (based on applicant qualifying income, not household income).
Maximum loan amount for 2026 $1,249,125
As of January 2026: DC Open Doors now allows you to own one other residential property!
Eligibility
- Open to both first-time and repeat homebuyers
- Open to all neighborhoods and wards
- Open to both residents and non-residents of DC
Program Requirements*
- Maximum household income may not exceed 170 percent Area Median Income (AMI)
- Minimum credit score of 640
- Maximum income of $275,400
- Income is based on BORROWER’s income ONLY (not household)
- Maximum debt-to-income (DTI) ratio of 50% (max DTI for FHA loan is 45%. Max DTI for FHA loans with a 680 credit score is 50%)
- Rates quoted with 0 points
- $1,249,125.00 maximum 1st trust loan
